It happens all the time: Organizations get hacked because there isn’t an obvious way for security researchers to let them know about security vulnerabilities or data leaks. Or maybe it isn’t entirely clear who should get the report when remote access to an organization’s internal network is being so...

Most of the civilized world years ago shifted to requiring computer chips in payment cards that make it far more expensive and difficult for thieves to clone and use them for fraud. One notable exception is the United States, which is still lurching toward this goal. Here’s a look at the havoc...